The government is limiting the total amount of benefit you can receive.
This may leave you facing a shortfall.
If the total amount of benefits you receive each week is more than the maximum allowed, your Housing Benefit payments will be cut.
The current cap amounts for Greater London are listed below:
Couples (with or without children) or a single parent:
- £442.31 per week
Single person without children or not living with your children:
- £296.35 per week
The cap applies to the benefits you get as a household. It includes benefits received by you, your partner and any dependent children who live with you.
Will the benefit cap affect you?
The benefit cap will affect you if:
- Both you and your partner are 60 or under.
- You or your partner are not entitled to Working Tax Credit.
- No one in the household qualifies for the these benefits:
- Disability Living Allowance (DLA)
- Industrial Injuries Allowance
- War Widow’s or War Widower’s Pension
- Attendance Allowance (AA)
- Employment Support Allowance (ESA) support element (work related activity
group not exempted)
- Personal Independence Payment from April 2013
- Carer's Allowance/Guardian's Allowance
Talk to us
We have a dedicated team ready to help you through the changes
Tel: 020 7364 5015 (option 3, then option 3)
What to do if you’re affected by the benefit cap
Contact your landlord
If you’re worried about finding the money to pay your rent, the first thing you should do is to talk to your landlord to explain your situation and talk about what your options are.
If you rent a social housing property, your council or housing association might be able to offer you a cheaper property (if any are available).
Apply to your local authority for a Discretionary Housing Payment
You might be able to apply to your council to help in the short term with a Discretionary Housing Payment.
- Find out more about Discretionary Housing Payments on the Turn2Us website
- Contact your local council to apply for a Discretionary Housing Payment
Draw up a budget
If you don’t already have a household budget (a list of all your income and outgoings) then now’s the time to draw one up.
And if you do have a budget, you will need to see whether you can still make ends meet after your Housing Benefit is reduced.
- Go to our Budget planner to draw up a budget of all your household income and outgoings
- How to budget for a monthly benefit payment
Look at ways to cut costs
You might also find it useful to read some of our pages on saving money on household bills.
Get help with your job search
More about finding a job on the GOV.UK website.
Take on more work
You could also consider taking another job, or working more hours in your current job.
Read our guide Second job tax and pay to find out more about tax when you’re working more than one job.
Get more information
Find out more about the benefit cap on the GOV.UK website.
This article is provided by the Money Advice Service.